The Gem Exchange was a specialist wrestling firm led by Gem Dallas Web page in the North american Wrestling Connection from 1988 to 1989. Web page led a religious successor known as The Diamonds Mine in World Tournament Wrestling from 1991 to 1992.
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Bitcoin Core is the reference client of bitcoin. Initially, the software was published by Satoshi Nakamoto under the name Bitcoin, and later renamed to Bitcoin Core to distinguish it from the network. For this reason, it is also known as the Satoshi client. It is the reference implementation for bitcoin nodes, which form the bitcoin network. Through changes to Bitcoin Core, its developers make changes to the underlying bitcoin protocol. As of 2016, Bitcoin Core repositories are maintained by Wladimir J. van der Laan.
The MIT Digital Currency Initiative funds some of development of Bitcoin Core. The project also maintains the cryptography library libsecp256k1.
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Peer-to-peer lending, also abbreviated as P2P lending, is the practice of lending money to individuals or businesses through online services that match lenders with borrowers. Since peer-to-peer lending companies offering these services generally operate online, they can run with lower overhead and provide the service more cheaply than traditional financial institutions. As a result, lenders can earn higher returns compared to savings and investment products offered by banks, while borrowers can borrow money at lower interest rates, even after the P2P lending company has taken a fee for providing the match-making platform and credit checking the borrower. There is the risk of the borrower defaulting on the loans taken out from peer-lending websites.
Also known as crowdlending, many peer-to-peer loans are unsecured personal loans, though some of the largest amounts are lent to businesses. Secured loans are sometimes offered by using luxury assets such as jewelry, watches, vintage cars, fine art, buildings, aircraft and other business assets as collateral. They are made to an individual, company or charity. Other forms of peer-to-peer lending include student loans, commercial and real estate loans, payday loans, as well as secured business loans, leasing, and factoring.
The interest rates can be set by lenders who compete for the lowest rate on the reverse auction model or fixed by the intermediary company on the basis of an analysis of the borrower’s credit. The lender’s investment in the loan is not normally protected by any government guarantee. On some services, lenders mitigate the risk of bad debt by choosing which borrowers to lend to, and mitigate total risk by diversifying their investments among different borrowers. Other models involve the P2P lending company maintaining a separate, ringfenced fund, such as RateSetter’s Provision Fund, which pays lenders back in the event the borrower defaults, but the value of such provision funds for lenders is subject to debate.
The lending intermediaries are for-profit businesses; they generate revenue by collecting a one-time fee on funded loans from borrowers and by assessing a loan servicing fee to investors (tax-disadvantaged in the UK vs charging borrowers) or borrowers (either a fixed amount annually or a percentage of the loan amount). Compared to stock markets, peer-to-peer lending tends to have both less volatility and less liquidity.
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Gold mining is the resource extraction of gold by mining.
As of 2016, the world’s largest gold producer was China with 463.7 tonnes. The second-largest producer, Australia, mined 287.3 tonnes in the same year, followed by Russia with 274.4 tonnes.
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The following are software client forks of the digital currency bitcoin. All are derived from the reference client, Bitcoin Core.
Bitcoin XT (Blockchain transfer)
Bitcoin Classic (Blockchain transfer)
Bitcoin Unlimited (Blockchain transfer)
Bitcoin Cash (Blockchain transfer)
Bitcoin Gold (Blockchain transfer)
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A payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, “regardless of whether repayment of loans is linked to a borrower’s payday.” The loans are also sometimes referred to as “cash advances,” though that term can also refer to cash provided against a prearranged line of credit such as a credit card. Payday advance loans rely on the consumer having previous payroll and employment records. Legislation regarding payday loans varies widely between different countries, and in federal systems, between different states or provinces.
To prevent usury (unreasonable and excessive rates of interest), some jurisdictions limit the annual percentage rate (APR) that any lender, including payday lenders, can charge. Some jurisdictions outlaw payday lending entirely, and some have very few restrictions on payday lenders. In the United States, the rates of these loans used to be restricted in most states by the Uniform Small Loan Laws (USLL), with 36–40% APR generally the norm.
There are many different ways to calculate annual percentage rate of a loan. Depending on which method is used, the rate calculated may differ dramatically; e.g., for a $15 charge on a $100 14-day payday loan, it could be (from the borrower’s perspective) anywhere from 391% to 3,733%.
Although some have noted that these loans appear to carry substantial risk to the lender, it has been shown that these loans carry no more long term risk for the lender than other forms of credit. These studies seem to be confirmed by the United States Securities and Exchange Commission filings of at least one lender, who notes a charge-off rate of 3.2%.
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Ion exchange can be an exchange of ions between two electrolytes or between an electrolyte solution and a organic. Generally the term can be used to denote the operations of purification, parting, and decontamination of aqueous and other ion-containing alternatives with stable polymeric or mineralic “ion exchangers”.
Typical ion exchangers are ion-exchange resins (functionalized porous or gel polymer), zeolites, montmorillonite, clay, and ground humus. Ion exchangers are either cation exchangers, which exchange favorably incurred ions (cations), or anion exchangers, which exchange adversely billed ions (anions). There’s also amphoteric exchangers that can exchange both cations and anions concurrently. However, the simultaneous exchange of cations and anions can become more successfully performed in blended beds, that have an assortment of anion- and cation-exchange resins, or moving the cared for solution through a number of different ion-exchange materials.
Ion exchanges can be unselective or have binding tastes for several ions or classes of ions, depending on the chemical structure. This is dependent on how big is the ions, their fee, or their framework. Typical types of ions that can bind to ion exchangers are:
H+ (proton) and OH- (hydroxide).
Singly incurred monatomic ions like Na+, K+, and Cl-.
Doubly costed monatomic ions like Ca2+ and Mg2+.
Polyatomic inorganic ions like SO42- and PO43-.
Organic and natural bases, usually substances filled with the amine practical group -NR2H+.
Organic and natural acids, often substances made up of -COO- (carboxylic acid solution) functional teams.
Biomolecules that may be ionized: proteins, peptides, protein, etc.
Along with absorption and adsorption, ion exchange is a kind of sorption.
Ion exchange is a reversible process, and the ion exchanger can be regenerated or packed with advisable ions by cleansing with an excessive amount of these ions.
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A moneylender is a group who typically offers small personal loans at high rates of interest and is different from banks and financial institutions that typically provide such loans. The high interest rates charged by them is justified in many cases by the risk involved.
They play an active role in lending to people with less access to banking activities, such as the unbanked or underbanked or in situations where borrowers do not have good credit history. They sometimes lend to people like gamblers and compulsive shoppers who often get into debt.
Many countries have laws in place that required moneylenders to be registered, and set limits on the interest rates that may be charged. For example, in India licensed moneylenders are governed by Money Lenders Acts of respective states.
A paper from the Abdul Latif Jameel Poverty Action Lab found that people living in poverty tend to borrow money from moneylenders (as well as relatives) rather than banks. For example, in the Udaipur sample they used, 18% of those who borrowed money borrowed from moneylenders compared to 6.4% from a formal source (like a bank). In the urban Hyderabad sample, 52% of those who borrow money borrow from moneylenders compared to 5% from commercial banks.
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Coal mining is the process of extracting coal from the ground. Coal is valued for its energy content, and, since the 1880s, has been widely used to generate electricity. Steel and cement industries use coal as a fuel for extraction of iron from iron ore and for cement production. In the United Kingdom and South Africa a coal mine and its structures are a colliery, a coal mine a pit, and the above-ground structures the pit head. In Australia, “colliery” generally refers to an underground coal mine. In the United States “colliery” has been used to describe a coal mine operation but nowadays the word is not commonly used.
Coal mining has had many developments over the recent years, from the early days of men tunnelling, digging and manually extracting the coal on carts, to large open cut and long wall mines. Mining at this scale requires the use of draglines, trucks, conveyors, hydraulic jacks and shearers.
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Newham London Borough Council ( listen) is the local authority for the London Borough of Newham. It is a London borough council, one of 32 in the United Kingdom capital of London. The council is unusual in that its executive function is controlled by a directly elected mayor of Newham, currently Robin Wales. Newham is divided into 20 wards, each electing three councillors. Newham London Borough Council comprises 59 Labour Party councillors and a solitary councillor expelled, with immediate effect from the Labour Party in 2017. The council was created by the London Government Act 1963 and replaced three local authorities: East Ham Borough Council, West Ham Borough Council and Woolwich Metropolitan Borough Council.
